Wealthfare.

Free · 3 minutes · nothing leaves your browser

Money Health Check

A 3-minute check-up for your money: eleven questions, a score out of 100, and a ranked plan of what to fix first.

Eleven questions, three minutes

  • · A score out of 100, across five categories
  • · A ranked plan of what to fix first
  • · Nothing leaves your browser, no sign-up

Common questions

Is the Money Health Check free?
Yes. It is completely free, with no sign-up and no card details. Answer eleven questions and you get your score immediately.
Where do my answers go?
Nowhere. The whole check runs in your browser. Your answers are never sent to our servers, and we cannot see them.
How is the score worked out?
Eleven questions cover five categories: debt and housing, safety net, saving habit, growing money, and spending control. Categories are weighted by how much they affect financial resilience, with debt and your safety net counting most.
Is this financial advice?
No. The Money Health Check is guidance and education, not regulated financial advice. For decisions about specific products, speak to an FCA-authorised adviser.